
Why Active Crypto Users Still Struggle to Borrow
Discover the main DeFi lending problem and why active crypto users struggle to borrow. Learn how wallet-based credit turns history into borrowing power
Protocol updates, DeFi research, and engineering deep dives from the Lendra team.

Discover the main DeFi lending problem and why active crypto users struggle to borrow. Learn how wallet-based credit turns history into borrowing power

DeFi lending requires collateral because traditional protocols cannot verify a borrower's identity or credit history.